5 Benefits of Getting Car Financing at Your Chrysler Dealer

There is nothing quite like driving a new, shiny Chrysler off the dealer’s lot and reveling in that new car smell. But before you get there, you have to deal with the car financing process. Getting financing from your Chrysler dealer is a simple and seamless process that offers numerous benefits over other financing options.

5 Benefits of Getting Car Financing at Your Chrysler Dealer

1. Fast and Hassle-Free Financing

The biggest frustration with bank financing is the lengthy approval process that keeps you from driving your new Chrysler home. Working directly with the dealership streamlines the entire application and approval process. Once you fill out an application, the dealer will submit it to their network of lenders.

Thanks to the dealer’s relationships with lenders, you can get a response within hours or a few days of applying for financing. The dealer’s team handles all the paperwork, leaving you with ample time to shop around and test-drive the latest Chrysler models.

2. Negotiate the Best Terms for Your Budget

Unlike banks, dealers allow you to negotiate the best terms for your needs and budget. You can adjust the loan terms up to 72 or even 84 months to lower the monthly payments. A longer term also allows you to choose a better Chrysler, like a higher trim or custom features, without worrying about huge monthly payments.

You also have complete control over the down payment. You can put down more money or trade in your current car to reduce the loan amount. The dealer’s team will facilitate the trade-in process and channel the money toward your new car purchase.

3. Receive Better Interest Rates

Dealer financing allows you to access multiple offers in one place. When lenders know their offers are being compared side-by-side, they tend to put their best rates forward to earn business. This directly benefits you when reviewing your options at the dealership. You get to choose the lowest interest rate from the available offers and negotiate further for an even better rate.

4. Access Exclusive Discounts and Promotions

Dealers work directly with Chrysler to offer exclusive discounts, cash-back offers, promotional interest rates, and other incentives. These offers are only available if you get financing through the dealer. For example, you may qualify for zero down payment or 0% APR financing for the first year. These incentives can generate substantial interest savings over the life of the loan.

5. Get Approved With Credit Challenges

Unlike bank financing, dealership financing isn’t preserved for buyers with excellent credit. Dealers work closely with lenders who are willing to overlook credit challenges when reviewing an application. Dealerships also offer in-house financing to buyers who have poor credit and are willing to make timely payments to improve their credit rating.

Instead of dreading the vehicle financing process, take advantage of these benefits available at your local dealership. Stop by Peppers Chrysler Dodge Jeep RAM to explore our vehicle inventory and discuss financing with our team.

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